Terms & Conditions

Welcome Perspectives Ltd. By browsing this website, you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern Perspectives Ltd’s relationship with you in reference to this website. Perspectives Ltd is located at 20 N Clark Street, Suite 2650, Chicago IL 60602.

Acceptance of Terms
Your access to and use of Perspectives Ltd (“the Website”) is subject exclusively to these Terms and Conditions. You will not use the Website for any purpose that is unlawful or prohibited by these Terms and Conditions. By using the Website, you are fully accepting the terms, conditions and disclaimers contained in this notice. If you do not accept these Terms and Conditions you must immediately stop using the Website.

Copyright
The content, organization, graphics, design, and other matters related to the website are protected under applicable copyrights and other proprietary laws, including but not limited to intellectual property laws. The copying, reproduction, use, modification, or publication by you of any such matters or any part of the website is strictly prohibited, without our express prior written permission. In accessing the Website you agree that you will access the contents solely for your personal, non-commercial use. None of the content may be downloaded, copied, reproduced, transmitted, stored, sold, or distributed without the prior written consent from the copyright holder. This excludes the downloading, copying, and/or printing of pages of the Website for personal, non-commercial home use only.

Perspectives Ltd does not claim ownership of any materials you submit. However, by doing so you are granting us a worldwide, royalty-free, non-exclusive license to copy, distribute, transmit, reproduce, publicly display, edit, translate or publish these materials.

Amendments
We reserve the right to update or amend these Terms and Conditions at any time and your continued use of the Website following any changes shall be deemed to be your acceptance of such change. It is therefore your responsibility to check the Terms and Conditions regularly for any changes.

Use of Content
Use of Perspectives Ltd content (documents, white papers, graphics, logos, software, webinars, etc.) is for informational and non-commercial or personal use only. You may not modify any content, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, post on any network, broadcast in any media, or sell any information, software, products, or services obtained from the website unless expressly permitted by Perspectives Ltd. Elements of Perspectives Ltd websites are protected by trademark, unfair competition, and other laws and may not be copied or imitated in whole or in part.

Unacceptable Use of Content
Unacceptable use of content includes, but is not limited to using the website information to:

  • Send junk email, spam, chain letters, pyramid schemes, or any other unsolicited messages, commercial or otherwise;
  • Post, publish, distribute or disseminate material or information that is defamatory, infringing, obscene, indecent, threatening, abusive, harassing, or unlawful;
  • Post, publish, distribute or disseminate material or information that incites discrimination, hate, or violence towards any person or group on account of their race, religion, disability, nationality, or otherwise;
  • Threaten, abuse, disrupt, stalk, or otherwise violate the legal rights (including rights of privacy and publicity) of others;
  • Use any information or material in any manner that infringes any copyright, trademark, patent, or other proprietary rights of any party;
  • Make available or upload files that contain a virus, worm, trojan, or corrupt data that may damage the operation of the computer or property of another;
  • Collect or store personal information about others, including email addresses;
  • Advertise or offer to buy or sell goods or services for any commercial purpose, unless such communication facility specifically allows such messages;
  • Impersonate any person or entity for the purpose of misleading others;
  • Violate any applicable laws or regulations;
  • Use the Website in any manner that could damage, disable, overburden or impair the Website or interfere with any other party’s use and enjoyment of the Website;
  • Post, publish, distribute or disseminate material or information that you do not have a right to transmit under any law or under contractual or fiduciary relationships (such as inside information or confidential information disclosed in the course of employment or under a confidentiality agreement);
  • Attempt to gain unauthorized access to any of the website accounts, computer systems, or networks connected to the Website through hacking, password mining, or any other means.

Applicable Law
The Laws of the State of Illinois shall govern the use of the Site and the Terms of Use, without regard to conflict of laws principles. All disputes arising in connection therewith shall be heard only by a court of competent jurisdiction in Lake County, Illinois.

Submissions
Any communication or material you transmit to the website by electronic mail or otherwise, including any data, questions, comments, suggestions, or the like is and will be treated as, non-confidential and nonproprietary. Anything you transmit becomes the property of Perspectives Ltd and may be used for any purpose, including, but not limited to, reproduction, disclosure, transmission, publication, broadcast, and posting. Furthermore, Perspectives Ltd is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to the website for any purpose whatsoever including, but not limited to, developing, manufacturing, and marketing products and services using such information. Through your usage of this website, you may submit, and/or Perspectives Ltd may gather certain limited information about you and your website usage. Perspectives Ltd is free to use such information for any purpose it deems appropriate, including, but not limited to, creating customized web pages and marketing purposes.

Personal Data
We take reasonable steps to ensure that your personal data is disclosed only to those specified by you. However, the Internet is an open system and we cannot and do not guarantee that the personal data you have provided to us will not be intercepted or decrypted by others.

Relationship
No joint venture, partnership, employment or agency relationship exists between you and Perspectives Ltd solely as a result of your use of this website.

External Links
Links to other websites do not imply an endorsement of the materials disseminated at those websites, nor does the existence of a link to another site imply that the organization or person publishing at that site endorses any of the materials on this website. Perspectives Ltd is not responsible for the materials contained on any website linked to this website.

International Use
You agree to comply with all applicable laws regarding the transmission of technical data exported from the United States or the country in which you reside (if different) and with all local laws and rules regarding acceptable use of and conduct on the Internet.

Breach of Terms
Any alleged waiver of any breach of these Terms of Use shall not be deemed to be a waiver of any future breach. A printed version of these Terms of Use and/or of any notice given by Perspectives Ltd in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use or your use of this website to the same extent and subject to the same conditions as other business documents and records originally generated and maintained by Perspectives Ltd in printed form.

Indemnification
You agree to indemnify, defend and hold us, our officers, our shareholders, our partners, attorneys, and employees harmless from any and all liability, loss, damages, claim, and expense, including reasonable attorney’s fees, related to your violation of this Agreement or use of this Website.

Disclaimers and Limited Liability
Use of this Website is at your own risk. The Website is provided on an “AS IS” and “AS AVAILABLE” basis without any representation or endorsement made and without warranty of any kind whether express or implied, including but not limited to the implied warranties of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security, and accuracy.

To the extent permitted by law, Perspectives Ltd will not be liable for any indirect or consequential loss or damage whatsoever (including without limitation loss of business, opportunity, data, or profits) arising out of or in connection with the use of this Website.

Perspectives Ltd makes no warranty that this Website will meet your requirements, that Content will be accurate or reliable, that the functionality of the Website will be uninterrupted or error-free, that defects will be corrected, or that the Website or the server that makes them available are free of viruses or anything else which may be harmful or destructive.

Nothing in these Terms and Conditions shall be construed so as to exclude or limit the liability of Perspectives Ltd for death or personal injury as a result of the negligence of Perspectives Ltd.

Severance
If any of these Terms and Conditions should be determined to be invalid, illegal or unenforceable for any reason by any court of competent jurisdiction then such Term or Condition shall be severed and the remaining Terms and Conditions shall survive and remain in full force and effect and continue to be binding and enforceable.